About Us

For over 20 years, Us has helped millions of hard-working Americans with a variety of personalized financial solutions, whether for an unplanned expense or just some extra cash before their next paycheck. We are a nationally recognized, with nationwide and online lending services.

A Better Personal Money Solution To Get Cash, Fast and Anywhere!

The qualification to use our service is very flexible. The only conditions you need to meet are that you must be over 18 and a resident of the United States with a permanent address, have a regular income and hold a checking account.

Unlike other companies, we don’t ask for your entire life history when you complete your loan application. To assess your suitability for the loan product you’re applying for, we only need a few brief details. You won’t be asked to provide paperwork, talk to us on the phone or have a face to face meeting.

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Customer Experiences

- Gregory M

This service to the Rescue

"AuraOffers has been a lifeline to me on numerous occasions, & I would highly recommend their service to anyone faced with unexpected expenses. Additionally, all of my dealings with their customer service representatives, both via phone & email, have been exceptional."

- Janet H

Easy of application

"Easy of application. Friendly people. Quick response. I know they have done an experiment with AuraOffers with interest reduction. For a company to do that on their own, can be called very very reputable. I wish I was one that had interest reduced. Even though I didn’t, I will still use their service."

- Frederick Patrick

Excellent loan service!

"Loan was deposited the next day. Great email follow up and communication. No hidden Fess. No reservations."

Our Service

Get Request Online

No Paper, No fax Easy step

Our form is also optimized for both iOS and Android browsers for on the go applications.

All credits welcomed.
Low credit may not be a problem

Speed

The process takes a few minutes. Fill out our secure online form. Once you submit your information, where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as same day. Every inquiry received is handled with care and speed.

Secure & privacy

Secure, Reliable, State Licensed. Safely apply and know you're protected by state law. Confidential 24/7 Online Convenience. Day or night you can easily apply in the privacy of your own home.

APR

Short summary
APR : 5.99%-35.99% depends on the applicant’s financial history, assets, income, credit history, and other factors.
repayment term : Min 61 Days - Max 72 months.
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6,320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.

Important Disclosures. Please Read Carefully

WHAT IS A PERSONAL LOAN FOR?
People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more. Such a loan from one of our lenders can help you get the cash you need! Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan!

Repayment Terms
Loans include a minimum repayment plan of 61 Days and a maximum repayment plan of 84 months. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Lender-approval and loan terms will vary based on credit determination and applicable state law - they may offer loans with fixed rates from 5.99% to 35% APR.

APR INFORMATION
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 5.99% up to 35%. Loan products general have 61 Days minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.

Privacy Is Our Policy
Our company is committed to protecting your information. We use a 128-bit SSL encryption so the information you share on your request is protected. We treat your information like our own. Everyone wants to keep their information safe and secure, which is why we use the same security protocol to protect your information and our information.

Collection Practices
We have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. We only work with reputable lenders who use fair collection practices.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
(¹) – Five minutes is the average time taken to complete the online loan offer process, submit your details and receive a loan offer decision if approved.
(²) – Sixty seconds is the average time it takes to receive a response from our system once you have submitted your details for a loan offer decision.

DISCLAIMER:This website forwards consumer registration to potential lenders. We are not a lender and do not broker loans. We do not make any loan or credit decisions. Participating lenders offer loans from $200 up to $5,000. We are not offering or soliciting you to receive a loan. Lenders do not provide loans to all states. Providing your information to this website does not guarantee that you will receive a loan offer. If you have any questions about your loan, please contact your lender directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and Trans Union. By submitting your request, you are authorizing the lenders to independently verify your creditworthiness and the information you submitted. This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.

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